Flexible Funding Programs for Real Estate Investors
Fast, reliable hard money financing solutions built to meet the demands of today's real estate market — from Fix and Flip to Rentals to Ground-Up Construction.
NCW Real Estate Funding Group specializes in providing financing solutions tailored to meet the diverse needs of real estate investors nationwide. Our loan programs are built for speed, flexibility, and reliability — so whether you're flipping properties, building rental portfolios, or constructing new builds, we have the right loan program for your investment strategy. Learn more about hard money loans and how they compare to traditional financing.
Loan Programs We Offer
Fix & Flip / Bridge Loans
Short-term financing for investors looking to purchase, renovate, and resell properties quickly. Competitive rates and fast closings to keep your projects on track and profitable.
- $75K – $2M loan amounts
- Up to 93% LTC financing
- Close in as little as 4 days
- 6-18 month terms
Rental Loans (Short / Long Term)
Hard money loans for investors looking to hold properties for rental income. Our buy-and-hold program is ideal for purchasing or refinancing both short-term and long-term rental properties, with flexible DSCR options for properties that don't yet fully cash flow.
- DSCR-based qualification
- 30-year fixed terms available
- Flexible DSCR options down to 0.75
- Cash-out refinance options
Ground-Up Construction Loans
New construction loans for residential properties. Perfect for investors and builders purchasing a lot or tearing down an existing structure to build from the ground up.
- Lot purchase + construction
- Experienced builder programs
- Flexible draw schedules
- Single family & multi-unit
Multifamily Loans (5–10 Units)
Purpose-built financing for smaller apartment buildings — a value-add bridge for repositioning a property, or a long-term hold loan once it's stabilized.
- $150K – $5M loan amounts
- Up to 10-unit properties
- Up to 80% of purchase + 100% of renovation costs
- 12-24 month bridge or long-term hold
Why Real Estate Investors Choose NCW REFG
- Lightning Fast ClosingsClose in as little as 4 business days
- Nationwide LendingWe fund deals in most U.S. states
- No Junk FeesTransparent pricing, no surprises
- Mon–Sat, 9AM–6PMReady when your deal needs us
- Expert UnderwritingInvestor-focused loan structures
- Flexible TermsPrograms built for your strategy
How We Help You Succeed
- Fast Pre-ApprovalsGet pre-approved in 24 hours so you can move quickly on competitive deals.
- Streamlined UnderwritingOur underwriting team specializes in real estate investor financing and moves fast without sacrificing quality.
- Asset-Based LendingWe focus on the property and your investment plan, not just credit scores or income docs.
- Flexible OptionsWe offer multiple choices to fit any real estate investment strategy — from quick flips to long-term rentals.
- Dedicated Loan OfficersWork directly with experienced loan officers who understand investor financing and your goals.
- Builder & Investor FriendlyOur financing is designed for both first-time investors and seasoned professionals building portfolios.
Loan Programs FAQ
- What financing options do you offer?We provide four main lending solutions: fix and flip financing, rental property loans (short and long term), ground-up construction loans, and multifamily loans for properties up to 10 units.
- How fast can I close on a loan?Our financing can close in as little as 4 business days for fix and flip deals when title is clear. Rental and construction options may take slightly longer due to additional documentation.
- Do you lend nationwide?Yes, our financing is available in most U.S. states. Some products have specific state restrictions which we can discuss during your free quote consultation.
- Which option is right for me?The right choice depends on your investment strategy. According to BiggerPockets, the right financing strategy is essential for real estate success — and our team can help you choose the best fit for your goals.
Find the right loan program for your deal.
Free quote in less than 24 hours. No obligation, no junk fees, no surprises.